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  • The Chase Freedom Unlimited® just launched a new-cardholder bonus, and it's one of the most exciting offers we've seen in a while.
  • You can earn 5x rewards on grocery store purchases on up to $12,000 in spending in your first calendar year with the card.
  • If you max out this bonus, you'd earn $600 in cash back — and that's on top of the $200 you can earn after spending $500 on the card in the first three months.
  • This offer is even more valuable if you have a Chase Sapphire card or the Ink Business Preferred® Credit Card <desc/> <g id="asterisk" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <path d="M29.37 0a5 5 0 014.975 4.805l.004.216-.074 17.076 16.857-9.732a5 5 0 015.196 8.542l-.196.119-16.316 9.42 16.316 9.42a5 5 0 01-4.799 8.77l-.2-.11-16.929-9.774-.07 16.27a5 5 0 01-9.996.175l-.003-.217.065-15.519-15.7 9.065a5 5 0 01-5.195-8.542l.196-.119 16.315-9.42-16.315-9.42a5 5 0 014.8-8.77l.2.11 15.776 9.11.072-16.496A5 5 0 0129.37 0z" fill="#111"/> </g> </svg></sup></span>, since you can convert your cash back into Ultimate Rewards points that are worth more for paying yourself back or booking travel.</li><li><a href="https://ift.tt/2zMHgA9" target="_blank" rel="noopener" data-analytics-module="summary_bullets">See Business Insider's list of the best credit card sign-up offers available now »</a></li></ul><p>The <a target="_blank" rel="nofollow noopener" href="https://ift.tt/3eZs414" data-analytics-module="body_link">Chase Freedom Unlimited®</a> is one of the best <a href="https://ift.tt/2U0JNxs" target="_blank" rel="noopener" data-analytics-module="body_link">cash-back credit cards</a>, offering 1.5% back on every purchase you make with no annual fee.</p><p>That's a respectable cash-back rate on its own, and it has the potential to get even better if you combine the card with the <a target="_blank" rel="nofollow noopener" href="https://ift.tt/2WloKWA" data-analytics-module="body_link">Chase Sapphire Preferred® Card</a> or another Chase card that earns <a href="https://ift.tt/2VRrg7Y" target="_blank" rel="noopener" data-analytics-module="body_link">Ultimate Rewards points</a> — since this lets you convert your cash-back rewards into full-fledged travel points that you can use to book or to <a href="https://ift.tt/2ACm7Ze" target="_blank" rel="noopener" data-analytics-module="body_link">pay yourself back</a> for select purchases.</p><p>While the Freedom Unlimited is a great card, it usually doesn't stand out for its <a href="https://ift.tt/2zMHgA9" target="_blank" rel="noopener" data-analytics-module="body_link">welcome bonus</a> — until this new offer launched, that is.</p> <div data-bi-ad id="gpt-post-yourmoney-mobile_in_post_ad-fluid-2" class="ad ad-wrapper fluid in-post only-mobile" data-force data-type="ad" data-adunit="business/personal-finance/post" data-secvert="pfi-credit" data-pagetype="post" data-tag="personal-finance-insider,credit-cards,pfi-tpg,credit-card-lto,chase,chase-freedom-unlimited,pfi-tpg-social,bi-photo,crystal-cox,pfi-short-code,pfi-product-card,pfi-related-content-module,chase-sapphire-preferred,chase-sapphire-preferred-card,pfi" data-authors="sarah-silbert" data-region="Mobile In Post Ad" data-responsive="[{"browserLimit":[0,0],"slotSize":[[300,600],[300,150],[300,100],[300,50],[300,250],[320,150],[320,100],[320,50]]}]" data-tile-order="tile-2" data-url="/personal-finance/chase-freedom-unlimited-bonus-points-groceries-2020-7" data-amazontamsizes="[[300,600],[300,150],[300,100],[300,50],[300,250],[320,150],[320,100],[320,50]]"></div> <div data-bi-ad id="gpt-post-yourmoney-desktop_in_post_ad-fluid-2" class="ad ad-wrapper fluid in-post only-desktop" data-force data-type="ad" data-adunit="business/personal-finance/post" data-secvert="pfi-credit" data-pagetype="post" data-tag="personal-finance-insider,credit-cards,pfi-tpg,credit-card-lto,chase,chase-freedom-unlimited,pfi-tpg-social,bi-photo,crystal-cox,pfi-short-code,pfi-product-card,pfi-related-content-module,chase-sapphire-preferred,chase-sapphire-preferred-card,pfi" data-authors="sarah-silbert" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],"fluid"]}]" data-tile-order="tile-2" data-url="/personal-finance/chase-freedom-unlimited-bonus-points-groceries-2020-7" data-amazontamsizes="[[728,90],[300,250]]"></div> <div class="component product-card headline-regular show-less" data-product-card-id="5e74250bc4854077bd14edb4"> <div class="product-card-group top"> <div class="product-card-header"> <div class="product-card-header-inner"> <h4 class="product-card-heading headline-bold"> <a href="https://ift.tt/3eZs414" target="_blank" rel="noopener" data-analytics-product="5e74250bc4854077bd14edb4" data-analytics-product-brand="Chase" data-analytics-product-name="Chase Freedom Unlimited®" data-analytics-product-module="pf_card" data-analytics-product-area="pf_name">Chase Freedom Unlimited®</a> </h4> <div class="product-card-image-container"> <a href="https://ift.tt/3eZs414" target="_blank" rel="noopener" data-analytics-product="5e74250bc4854077bd14edb4" data-analytics-product-brand="Chase" data-analytics-product-name="Chase Freedom Unlimited®" data-analytics-product-module="pf_card" data-analytics-product-area="pf_image"> <div class="lazy-holder lazy-holder " style="padding-top: calc(100% * 181 / 289)"> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='https://ift.tt/nvqhV5' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src="https://ift.tt/39p06KS" alt="Chase Chase Freedom Unlimited®"> <noscript> <img src="?width=600&format=jpeg&auto=webp" /> </noscript> </div> </a> </div> <a href="https://ift.tt/3eZs414" target="_blank" rel="noopener" class="product-card-btn headline-bold cta" data-analytics-product="5e74250bc4854077bd14edb4" data-analytics-product-brand="Chase" data-analytics-product-name="Chase Freedom Unlimited®" data-analytics-product-module="pf_card" data-analytics-product-area="pf_cta"> Apply Now </a> </div> <div class="product-card-finance-header"> <div class="product-card-finance-items"> <div class="product-card-finance-item js-list-item"> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-bold uppercase">Annual Fee</h6> </div> <span class="product-card-finance-item-data">$0</span> </div> <div class="product-card-finance-item js-list-item"> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-bold uppercase">Regular APR</h6> </div> <span class="product-card-finance-item-data">14.99%–23.74% variable APR</span> </div> <div class="product-card-finance-item js-list-item"> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-bold uppercase">Credit Score</h6> </div> <span class="product-card-finance-item-data">Good to Excellent</span> </div> <div class="product-card-finance-item js-list-item"> <div class="component rich-tooltip product-card-ratings-rich-tooltip"> <div class="star-rating "> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.2534674044707257"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.2534674044707257)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.24181318229831872"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.24181318229831872)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.2942426457721614"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.2942426457721614)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.8858587241039966"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.8858587241039966)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.3250433181574568"> <stop stop-color="black" offset="60%"/> <stop stop-color="white" offset="60%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.3250433181574568)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg></div> <div class="rich-tooltip-wrapper headline-regular"> <div class="rich-tooltip-message">4.6 out of 5 Stars</div> </div> </div> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-normal">Editor's Rating</h6> </div> </div> </div> </div> </div> <div class="product-card-finance show-less js-list"> <div class="product-card-finance-container"> <div class="product-card-finance-items main-items mobile-only"> <div class="product-card-finance-item js-list-item"> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-bold uppercase">Annual Fee</h6> </div> <span class="product-card-finance-item-data">$0</span> </div> <div class="product-card-finance-item js-list-item"> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-bold uppercase">Regular APR</h6> </div> <span class="product-card-finance-item-data">14.99%–23.74% variable APR</span> </div> <div class="product-card-finance-item js-list-item"> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-bold uppercase">Credit Score</h6> </div> <span class="product-card-finance-item-data">Good to Excellent</span> </div> <div class="product-card-finance-item js-list-item"> <div class="component rich-tooltip product-card-ratings-rich-tooltip"> <div class="star-rating "> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.8666447904790637"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.8666447904790637)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.9332871884140037"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.9332871884140037)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.2726302700985408"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.2726302700985408)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.584299235932177"> <stop stop-color="black" offset="100%"/> <stop stop-color="white" offset="100%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.584299235932177)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg> <svg class="svg-icon star-outline-icon " aria-labelledby="title desc" role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="https://ift.tt/nvqhV5"> <desc id="desc">A five pointed star</desc> <defs> <linearGradient id="Gradient_0.7308407329395712"> <stop stop-color="black" offset="60%"/> <stop stop-color="white" offset="60%"/> </linearGradient> </defs> <path fill="url(#Gradient_0.7308407329395712)" stroke="#000" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"/> </svg></div> <div class="rich-tooltip-wrapper headline-regular"> <div class="rich-tooltip-message">4.6 out of 5 Stars</div> </div> </div> <div class="product-card-finance-item-heading"> <h6 class="product-card-heading headline-normal">Editor's Rating</h6> </div> </div> </div> </div> </div> </div> <div class="product-card-group bottom"> <div class="product-card-editorial"> <section class="tabs-wrapper" data-component-type="product-card-tabs"> <menu class="tabs-selection"> <li tabindex="0" class="tabs-selection-item headline-bold typography-override" data-analytics-product="5e74250bc4854077bd14edb4" data-analytics-product-brand="Chase" data-analytics-product-name="Chase Freedom Unlimited®" data-analytics-product-module="pf_card" data-analytics-product-area="pf_card_details" data-tab="detail"> Details </li> <li tabindex="0" class="tabs-selection-item headline-bold typography-override" data-analytics-product="5e74250bc4854077bd14edb4" data-analytics-product-brand="Chase" data-analytics-product-name="Chase Freedom Unlimited®" data-analytics-product-module="pf_card" data-analytics-product-area="pf_pros_cons" data-tab="procon"> Pros & Cons </li> <span class="tabs-selection-active-bar"></span> </menu> <div class="tabs-content" style="min-height: 200px;"> <div data-tab="detail" class="tabs-content-panel tabs-content-panel--active"> <ul class="square-bullet"> <li class="tabs-content-panel-bullet typography-override">Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.</li> <li class="tabs-content-panel-bullet typography-override">Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.</li> <li class="tabs-content-panel-bullet typography-override">Earn unlimited 1.5% cash back on all other purchases.</li> <li class="tabs-content-panel-bullet typography-override">0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.</li> <li class="tabs-content-panel-bullet typography-override">No annual fee</li> <li class="tabs-content-panel-bullet typography-override">No minimum to redeem for cash back</li> <li class="tabs-content-panel-bullet typography-override">Cash Back rewards do not expire as long as your account is open</li> </ul> </div> <div data-tab="procon" class="tabs-content-panel"> <h6 class="tabs-content-panel-heading typography-override">Pros</h6> <ul class="square-bullet"> <li class="tabs-content-panel-bullet typography-override">Solid flat cash-back rate</li> <li class="tabs-content-panel-bullet typography-override">You can combine cash-back rewards with Ultimate Rewards points if you have an eligible card</li> <li class="tabs-content-panel-bullet typography-override">No annual fee</li> </ul> <h6 class="tabs-content-panel-heading typography-override">Cons</h6> <ul class="square-bullet"> <li class="tabs-content-panel-bullet typography-override">Some other cards offer a higher rate of cash back</li> </ul> </div> </div> </section> <a class="product-card-review-link body-bold" data-analytics-product="5e74250bc4854077bd14edb4" data-analytics-product-brand="Chase" data-analytics-product-name="Chase Freedom Unlimited®" data-analytics-product-module="pf_card" data-analytics-product-area="pf_read_our_review" href="https://ift.tt/2ZLPxhW"> <span>Read Our Review</span> <svg class="svg-icon arrow-right-long-icon " aria-labelledby="title desc" role="img" xmlns="https://ift.tt/nvqhV5" viewBox="0 0 54.7 11"> <title id="title">Read Our Review A looong arrow, pointing right